Penny O’Neal
Title: Licensed Health, Accident, and Life Broker
NPN: 19547188
Licensed States: Oklahoma & Texas
About Penny
Penny O’Neal is a dedicated and professional Licensed Health, Accident, and Life Broker based in Oklahoma and Texas. With a passion for helping individuals and families navigate their insurance options, Penny has built her career on a foundation of honesty, integrity, and compassion. Her mission is to simplify the complexities of insurance, offering clients clear, personalized guidance to ensure they feel informed and confident in their decisions.
Why Choose Penny?
With five years of experience in the insurance industry, Penny brings a deep understanding of Medicare, ACA health insurance, small group plans, life insurance, and ancillary coverage. She specializes in finding solutions tailored to each client’s needs, ensuring they receive the best coverage possible.
Penny’s approach is defined by:
✔ Personalized Service – Every client’s situation is unique. Penny takes the time to listen, assess, and recommend the best options.
✔ Clear Communication – She explains complex insurance topics in easy-to-understand terms, ensuring clients feel empowered in their choices.
✔ Dedication & Care – Penny goes above and beyond to assist her clients, whether resolving billing issues, securing the best provider network, or helping with Medicaid applications.
Services Offered
Penny provides a full range of insurance services designed to meet the diverse needs of her clients:
Medicare Solutions – Helping beneficiaries understand their options and select the right Medicare Advantage or Supplement plan.
Health Insurance (Under 65/ACA) – Assisting individuals and families in finding affordable, comprehensive coverage.
Life Insurance – Protecting families with policies designed for long-term security.
Small Group Plans – Helping businesses provide quality health benefits to employees.
Ancillary & Supplemental Coverage – Offering dental, vision, hospital indemnity, and other additional benefits.
Client Commitment
Penny’s philosophy is simple: “I will be here when you need me.” She takes pride in building long-term relationships with her clients by providing ongoing support, expert guidance, and reliable service. Whether it’s a first-time consultation or a follow-up for assistance, Penny ensures every client feels heard, valued, and confident in their choices.
Recognitions & Achievements
Long-Term Care Ombudsman Volunteer (2 years) – Advocating for seniors and ensuring quality care.
Working toward participation in the Aging Our Way program in Oklahoma.
Outside of Work
When she’s not assisting clients, Penny enjoys fishing with her grandchildren and friends, crocheting, and crafting. She is a proud mother of two daughters and four bonus children and is excited to soon welcome her eighth grandchild.
Connect with Penny
When it comes to helping clients, Penny believes in building more than just policies—she builds relationships. She takes pride in being a trusted resource, making herself available to answer questions, clarify concerns, and walk clients through every step of their insurance journey. Whether it's finding the right plan, troubleshooting a billing issue, or simply providing reassurance, Penny is committed to being there when it matters most. She approaches every client interaction with patience, honesty, and the belief that everyone deserves clear, reliable guidance when it comes to their healthcare.
Phone: 405-255-1846
Email: penny@safeplaceins.com
Preferred Contact: Text is the fastest way to reach Penny, but calls and emails are always welcome.
Consultations: Available online, by phone, or in person upon request.
Languages: Works with an interpreter to assist Laos-speaking clients.
Vision for the Future
Penny is committed to expanding her client base, deepening her expertise, and making a lasting impact in her community. She hopes that one day, at least one of her grandchildren will join her in the business. By continuing to provide top-tier service and personalized solutions, Penny aims to empower clients to navigate their insurance journey with confidence and peace of mind.